Carrier Review
Gerber Life
Children's whole life and guaranteed acceptance coverage
A.M. Best
A (Excellent)
Founded
1967
Headquarters
White Plains, New York
Best known for the Grow-Up Plan for children, Gerber Life also offers guaranteed acceptance whole life for adults aged 50 to 80.
Products offered
Children's Whole LifeTerm LifeGuaranteed Acceptance Whole Life
Pros and cons
What we like
- Guaranteed acceptance with no health questions for seniors
- Children's policies build cash value and lock in insurability
- Trusted household brand
What to watch
- Coverage amounts on guaranteed acceptance are capped modestly
Underwriting
Guaranteed acceptance available; no exam on core products.
Our verdict
The standard recommendation for insuring children and grandchildren, and a solid fallback for seniors with significant health history.
Gerber Life FAQs
Someone is always watching over your family.
That's the whole idea. Let's make sure the plan behind it is real, funded, and matched to the people you love.