Carrier Review
Aetna / American Continental
Senior final expense and Medicare-adjacent products
A.M. Best
A (Excellent)
Founded
1853
Headquarters
Hartford, Connecticut
Aetna, through its American Continental Insurance Company subsidiary, is a major presence in the senior market with competitive final expense whole life.
Products offered
Final ExpenseWhole LifeMedicare Supplement
Pros and cons
What we like
- Very competitive final expense rates for healthy seniors
- Household discount available
- Streamlined electronic application
What to watch
- Tighter underwriting on recent hospitalizations
Underwriting
Moderate to strict on level benefit; graded options available.
Our verdict
Frequently the price leader for healthy applicants aged 55–75 seeking level-benefit final expense coverage.
Aetna / American Continental FAQs
Someone is always watching over your family.
That's the whole idea. Let's make sure the plan behind it is real, funded, and matched to the people you love.