Carrier Review
Americo
Term with living benefits and mortgage protection
A.M. Best
A (Excellent)
Founded
1946
Headquarters
Kansas City, Missouri
Americo is a privately held insurer known for flexible term products with living benefit riders and straightforward final expense coverage.
Products offered
Term LifeFinal ExpenseAnnuities
Pros and cons
What we like
- Chronic, critical, and terminal illness riders included on many term products
- Simple, fast underwriting
- Strong mortgage protection design
What to watch
- Base premiums not always the lowest available
Underwriting
Simplified issue available on most core products.
Our verdict
Excellent choice for families who want a term policy that pays out during life for a serious illness, not only at death.
Americo FAQs
Someone is always watching over your family.
That's the whole idea. Let's make sure the plan behind it is real, funded, and matched to the people you love.