Laguerre Agency
Three generations of one family — grandparents, parents and two young children — sitting together on the grass at golden hour, laughing.A young couple sitting on their living-room sofa cradling their sleeping newborn in soft daylight.Two children playing with the family golden retriever in a sunlit backyard while their parents look on.A celebration of life gathering: a framed portrait of a grandmother surrounded by white and blush flowers while family members embrace and share memories.An older couple on their front porch surrounded by their adult children and grandchildren, talking and laughing in late-afternoon light.

Coverage That Cares.
Legacy That Lasts.

Personalized life insurance and financial strategies built to protect your family, grow your wealth, and create lasting generational impact.

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15+ yrs protecting families
Term Life✦Whole Life✦IUL✦Annuities✦Final Expense✦Retirement Planning✦Estate Planning✦Legacy Building✦
Term Life✦Whole Life✦IUL✦Annuities✦Final Expense✦Retirement Planning✦Estate Planning✦Legacy Building✦
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Years Experience
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Families Protected
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Coverage Products
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Personalized Plans
Generations holding hands
Our Vision

A trusted leader for the families who trust us most.

We're building the agency we always wished existed — where families feel heard, options are explained plainly, and every plan is designed around the people it protects. Our vision is to become a lifelong partner for the next generation of families protecting what matters most.

Advisor with clients
Our Mission

Personalized plans. Honest guidance. Generational impact.

We create personalized strategies for protection, wealth building, and generational financial success — grounded in honest guidance, transparent options, and a lifelong commitment to the families we serve.

What We Offer

Coverage built around your life

Six ways we help families plan, protect, and provide.

Life Insurance Coverage

Term, whole, and universal policies matched to your family's needs.

Learn more about Life Insurance Coverage

IUL / Cash Value Growth

Market-linked growth with a protective floor — build wealth safely.

Learn more about IUL / Cash Value Growth

Annuities & Retirement Income

Guaranteed income streams designed to last a lifetime.

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Financial Services & Planning

Holistic guidance across savings, protection, and legacy.

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Final Expense

Dignified coverage that eases the burden on loved ones.

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Policy Review & Guidance

Already have a policy? We'll make sure it still fits your goals.

Learn more about Policy Review & Guidance
Code of Ethics

The principles behind every plan

01

Integrity & Transparency

No pressure, no jargon. We explain every option clearly so you can make the decision that's right for your family.

02

Protection First

Every recommendation begins with your family's security. We build plans that protect what matters most before anything else.

03

Lifelong Partnership

We're here for the long haul — annual reviews, life changes, and the milestones that matter. Your legacy is our commitment.

Our Team

Real people. Real relationships.

JD Laguerre

JD Laguerre

President & CEO
NPN #17336644
Corey "Tru" Troupe

Corey "Tru" Troupe

Senior Financial Consultant & Insurance Advisor
Licensed Agent
Judy Knapp

Judy Knapp

Life Insurance Advisor
Licensed Agent
MaKesha Dorian

MaKesha Dorian

Life & Health Insurance Advisor
Licensed Agent
Meet the full team
Testimonials
200+ Google reviews

"JD walked us through every option with patience and honesty. We finally feel our family is truly protected."

— Marissa T.
Moments We Protect

The families and moments behind our work

JD Laguerre
JD Laguerre
Planning together at the kitchen table
Planning together at the kitchen table
Three generations, one plan
Three generations, one plan
Retirement, well protected
Retirement, well protected
Family first, always
Family first, always
A first home, a new legacy
A first home, a new legacy
One family, every shade of love
One family, every shade of love
Home is where the dog is
Home is where the dog is
Stories passed around the table
Stories passed around the table
Compare

Which type of coverage fits you?

A side-by-side look at the five policies families ask us about most.

Comparison of coverage types by length, cash value, typical cost and best use
CoverageLastsCash valueRelative costBest for
Term Life10–30 yearsNone$Income replacement while kids are home
Whole LifeYour entire lifeGuaranteed$$$$Lifelong certainty and legacy
Indexed Universal LifeYour entire lifeIndex-linked, 0% floor$$$Growth plus permanent coverage
Final ExpenseYour entire lifeModest$$Funeral and end-of-life costs
AnnuitiesIncome for lifeAccumulation valueLump sumGuaranteed retirement income
Learn

Guides, rates, and honest carrier reviews

Everything we know, written down — so you can decide before you ever talk to us.

Guide

No-Medical-Exam Life Insurance

How accelerated, simplified, and guaranteed issue underwriting work — and who qualifies for coverage without a physical.

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Term Life Rates by Age

Illustrative monthly premiums for $250,000 and $500,000 of 20-year term coverage, from age 25 to 60.

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Final Expense Rates by Age

What burial and funeral coverage actually costs at $10,000, $15,000, and $25,000 of benefit.

Read more Coverage

Indexed Universal Life Explained

The honest version: index crediting, caps, the 0% floor, funding discipline, and who an IUL is genuinely right for.

Read more Carriers

Carrier Reviews

Independent write-ups on all twelve companies we represent, including underwriting notes and where each one wins.

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Life Insurance by State

We're licensed in 42 states. See carrier availability and typical costs where you live.

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Someone is always watching over your family.

That's the whole idea. Let's make sure the plan behind it is real, funded, and matched to the people you love.

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Answers

Frequently asked questions

Straight answers about coverage, cost, and how we work — no jargon, no pressure.

What types of life insurance does Laguerre Agency offer?+
We offer Term Life, Whole Life, Indexed Universal Life (IUL), Final Expense, and Annuities through 12+ A-rated carriers, so we can match the right policy to your budget, health, and long-term goals — not just what one carrier sells.
How is an IUL different from a 401(k) or Roth IRA?+
An Indexed Universal Life policy grows cash value linked to a market index with a 0% floor, so you never lose principal to market drops. It grows tax-deferred, can be accessed tax-free through policy loans, and includes a death benefit — features a 401(k) or Roth IRA don't provide.
Do I need a medical exam to get covered?+
Not always. Many of our carriers offer no-exam and simplified-issue policies with same-day approval. For larger face amounts, a quick in-home paramedical exam is common — we'll tell you upfront which route fits you best.
How much does life insurance actually cost?+
Term Life for a healthy 35-year-old often starts under $25/month for $500,000 in coverage. IUL and whole life cost more because they build cash value. We shop 12+ carriers so you see real numbers before you commit to anything.
What makes Laguerre Agency different from a captive agent?+
We're independent, which means we work for you — not one insurance company. We compare rates and underwriting across every carrier we represent and recommend the option that genuinely fits your family, even if the commission is smaller.
How do I get started?+
Request a free quote or call JD directly. We'll spend 15–20 minutes understanding your goals, then send you side-by-side options. No pressure, no obligation — most families decide on their own timeline.
Still have questions? Ask JD Laguerre directly →
Take the first step

Your family's future starts with one conversation.

No pressure. No jargon. Just a straightforward look at where you are and where you'd like to go.

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